DNA Privacy: Test Results Could Affect Your Life Insurance Coverage

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Family intrigue led Larry Guernsey to buy his wife a DNA test kit for the holidays.“She’s always been interested in genealogy,” Guernsey said.The $99 AncestryDNA test uses a saliva sample to unlock your lineage.“A simple test can reveal your ethnic mix. Like, if you’re Irish or Scandinavian – or both,” a commercial for the company says.

For the Guernseys, the test was supposed to be fun.But their curiosity twisted to suspicion when they read the fine print.By taking the test they were giving Ancestry a “perpetual, royalty-free worldwide transferable license” to use their DNA, according to the company’s contract.

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