The commercials are right. You really can save hundreds of dollars by switching your car insurance.On average, you could save $865 a year, or 37 percent off your current premium, but still maintain the exact same coverage, according to a state-by-state analysis given exclusively to USA TODAY by Gabi, an insurance comparison site and app. Gabi’s analysis of rates took into account the car insurance policies of 100,000 users.
How much you save depends on where you live.Drivers in Maine and Massachusetts, for example, would see the biggest discount, percentage-wise, at 47 percent, if they switched policies.
South Dakota drivers would see the smallest benefit by switching —a 25 percent drop. But South Dakota residents are overpaying by the least amount to begin with — $427 on average.