Lowest and highest average car insurance premiums in the region


WASHINGTON — It’s not just the cost of new and used cars that keeps going up: area car insurance rates have also continued to climb.

A new study shows rates have jumped about 3.5 percent since last year, and over 10 percent since 2011. And while that’s a lot, it’s still about half as high as the national average premium increase this decade.

Insurance comparison website The Zebra crunched the numbers, and found the average premium in D.C. to be nearly $1,500 a year. That’s just a few bucks more than the national average, but it also found that rates can really fluctuate depending on where you live.

For instance, average premiums in places like Reston, Arlington, and Fredericksburg all sit at under a $1,000 per year, according to the study. In cities like Upper Marlboro and College Park, it’s over $1,500 per year.

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